United Bank of India Education Loan

The United Bank of India is a government-owned bank headquartered in Kolkata, India. The government of India has nationalized the bank on 19 July 1969. It also provides the facility of Education Loan. The Bank is very serious about its Education Loan Facility and by developing an effective customer-centric relationship it promises to emerge as a world-class education Loan provider.

Brief Review



Name of Bank 

United Bank of India

Founded on




Type of Bank 

Nationalized Bank

Number of Employees

15,191 (2018)

CEO Name

Ashok Kumar Pradhan

Maximum Loan Amount 

Rs 20 Lakhs

Timeline for Loan Disposal

Maximum 15 Working days

Annual Revenue

9,936.67 crores INR

Processing Fees

  • No Processing Fee will be charged for courses in India.
  • 0.20% of the loan amount is charged for Abroad.

Other Subsidiaries

  • United Bank Of India, Hyderabad
  • United Bank of India Company, Employees Pension Fund
  • The United Health Solution
  • United Bank of India, Asset Management Arm


Education Loan in India

How to Apply


  • Visit official Web Site of United Bank of India (Click Here)
  • Find the Educational Loan Section Apply Now Button
  • Fill online Application Form


  • Visit the nearest branch of United Bank of India to get offline Education Loan form.
  • You may also download the form from official web handle.
  • Submit the Application Form to Nearest Branch along with document needed.


  • The student of Indian national
  • Applicant must have secured admission in a professional/technical course through entrance test/merit based selection process either India or Abroad.

Documents Needed

  • Identity Proof
  • Residence Proof
  • Copies of highest educational qualification (degree/post-graduation, etc.)
  • Completed loan application form.
  • Address proof Document.

Expenses Considered

  • Tuition and course fee
  • Hostel Fee
  • Examination, library and laboratory fees
  • Caution deposit
  • Cost of books, Uniforms, Equipment and other instruments.
  • Travel Expenses.
  • Expenses for study trips, projects and thesis.
  • Cost of laptop/computer and the same should be hypothecated to UBI.

Return Policy

  • In the case of United Bank of India Education loan, repayment will start after the completion of the course period and moratorium period. Repayment will commence 6 months after completion of Course.
  • Repayment can be done up to a Maximum of 15 years.

Contact Details

Head office 

11 Hemant Basu Sarani Kolkata – 700001

Official website


Apply for Loan 

Click here

Contact Number

Toll-Free Number – 1800-345-0345 Toll-Free Number for MSME Sector – 1800-345-3344

Our Students Say

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